Visa Credit Card Application and Solicitation Disclosures
Visa Platinum Rewards — Visa Signature — Visa Secured
P.O. Box 20541
Atlanta, GA 30320-2541
14.50% to 18.50%, based on your creditworthiness
Visa Signature
16.50% to 20.50%, based on your creditworthiness
Visa Secured
18.50%
Your APR will vary with the market based on the Prime Rate
14.50% to 18.50%, based on your creditworthiness
Visa Signature
16.50% to 20.50%, based on your creditworthiness
Visa Secured
18.50%
This APR will vary with the market based on the Prime Rate
14.50% to 18.50%, based on your creditworthiness
Visa Signature
16.50% to 20.50%, based on your creditworthiness
Visa Secured
18.50%
This APR will vary with the market based on the Prime Rate
Visa Platinum Rewards
19.50% to 23.50%, based on your creditworthiness
Visa Signature
21.50% to 25.50%, based on your creditworthiness
Visa Secured
23.50%
This APR will vary with the market based on the Prime Rate
This APR may be applied to the entire balance on your account if you:
- Make a late payment
How Long Will the Penalty APR Apply? If Your APRs are increased for this reason, the Penalty APR will apply until you make at least six (6) minimum payments by the payment due date as shown in your monthly statement.
- Cash Advance
- Foreign Transaction Fee
$6.00
1.00% of each currency transaction in U.S. dollars
- Late Payment Fee
- Over-the-Credit Limit Fee
- Returned Payment Fee
Up to $25.00
None
Up to $25.00
How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).”
Effective Date: The information about the costs of the card described in this disclosure is accurate as of October 20, 2024. This information may have changed after that date. For more information please contact us at 1-800-544-3328.
$30.00 Saturday
If your account is subject to a Rush Fee, except as limited by applicable law, a fee may be charged to your account for each rush card that you request, providing that delivery of the card is also available by standard mail service, without paying a fee for delivery.