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Routing number and account number - Setting up automatic deposit and withdrawals (ACH)

How do I set up automatic withdrawals and deposits?

  • The Delta Community's routing number: 261071315.
    A routing number is the code used by the ACH to route your debit/deposit to the correct financial institution. Every financial institution has a designated routing number which consists of nine digits of which the first two digits are 01 through 12 or 21 through 32.

To locate the number to use for automatic withdrawals or deposits, select from the list of account types below:

  • Savings Account: Utilize your Primary Account number (ACH number) but exclude the 4 digit Share ID preceded by the hyphen. Within Online Banking, this number can be located by selecting the account from the My Accounts list and clicking on the Account Details arrow located under the share name. You can also locate this number at the top of your share statement; the ID is located in the 2nd column at the top of the respective transactions section. (Leave off any zeros in front of and after the Savings Account number).

    For example: 11123456 (savings)

  • Additional Savings Account: Utilize the Primary Account number plus the 4-digit Share ID preceded by the hyphen (ACH). This ACH number can also be located within Online Banking, as stated above. Or, locate the Primary number from the top of your share statement and the ID located in the 2nd column at the top of the respective transactions section. If a depositing institution is unable to input dashes, utilize another type of account and then set up a transfer to your additional savings account.

    For example: 11123456-0030 (additional savings)

  • Money Market Account: Utilize the Money Market Account’s checking account number excluding any leading zeros located on the bottom of your printed checks. The associated checking account number can also be located either on your statements next to the Money Market share ID or from within Online Banking (see details for Checking Accounts below). Although Money Market Accounts are a type of savings account, they should be submitted as a checking account type. Business accounts are the exception to this, as ACH requests should be submitted as a savings account type.

  • Checking Account: Utilize the Checking Account number excluding any leading zeros located on the bottom of your printed checks. The number can also be located on your statements next to the Checking Account share ID or within Online Banking, locate the ACH number by clicking on your Checking account and clicking the Account Details arrow located under the share name.

To set up electronic withdrawals from your Delta Community Savings or Checking Account to your deposit accounts at another financial institution, access the Electronic Deposit/Withdrawal Agreement Authorization form.

An example check showing the location of the Routing and Account numbers