^*Enrollment in Mechanical Breakdown Protection is voluntary and not required to obtain a loan. Additional disclosures will be provided describing terms, conditions, refunds and cancellations. Please contact a Delta Community loan officer for additional information on benefit maximums, eligibility, limitations and a copy of your contract. Mechanical Breakdown Protection is not available to residents of CA and MA. Mechanical Breakdown Protection is offered through Members Insurance Advisors, LLC a wholly owned subsidiary of Delta Community Credit Union.