Supplemental Health Insurance

When Your Medical Coverage May Not Be Enough

Supplemental Insurance can help shield you from out-of-pocket expenses that your regular insurance may not cover. Benefits for these types of policies are paid directly to you, whereas major medical insurance pays your provider directly. A supplemental policy can help replace lost income and pay your rent, mortgage, utilities, medical supplies or even your cable bill while you recover.

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Delta Community members can take advantage of two different supplemental coverage options, Injury and Illness Insurance and Hospital Accident Insurance, with guaranteed acceptance and no medical exams required. You can select one or both plans based on your budget and coverage needs.

Injury and Illness Insurance

  • A benefit is paid for each day an insured is hospital confined due to a covered accident or sickness
  • $400 per day for covered hospitalizations due to injury. Limit per occurrence $146,000.00 per 365 days.
  • $200 per day for covered hospitalizations due to sickness. Limit per occurrence $73,000.00 per 365 days.

Hospital Accident Insurance

  • A benefit is paid for each day an insured is hospital confined due to a covered accident (no sickness coverage)
  • $450 per day for Emergency Room Treatment
  • $900 per day for Hospital Confinement – limit per occurrence $328,500 per 365 days
  • $1,800 per day for Intensive Care Confinement – limit per occurrence $657,000 per 365 days

These coverages could help put your mind at ease while you're recovering from a covered accident or illness. Learn more about our Injury and Illness Insurance and Hospital Accident Insurance plans today.

Insurance products are underwritten by Zurich American Insurance Company, are not deposits of Delta Community Credit Union and are not protected by the NCUA. They are not an obligation of or guaranteed by Delta Community Credit Union and may be subject to risk. Insurance products offered through Members Insurance Advisors, a wholly owned subsidiary of Delta Community Credit Union.