Auto Insurance

Don’t Let Bumps in the Road Hold You Back

icon

Get the Coverage You Need

An auto insurance policy consists of five main types of coverage: Liability, Collision, Comprehensive, Medical Payments and Uninsured/Underinsured Motorist. Additional coverage types are also available to make sure you’re covered from all angles.

  • Types of Auto Coverage

    When you purchase auto insurance, most states require some (but not all) of these coverage types.

    • Liability Coverage for when you cause an accident or hurt someone
    • Collision Coverage for accident coverage, no matter who is at fault
    • Comprehensive Coverage, which pays for damage that isn’t caused by a collision (like theft or inclement weather)
    • Medical Coverage to pay for any accident-related medical expenses for anyone in the vehicle, regardless of who is at fault
    • Uninsured/Underinsured Motorist to cover you if you're hit by someone who isn’t insured
  • Optional Add-Ons

    In addition to the five main types of coverage, you have the option of adding on a host of optional coverages to create a unique, customized protection policy that meets your needs. Some of these optional coverages include:

    • Towing and Labor, which pays for covered towing and labor costs associated with an accident
    • Gap Coverage can protect you if your car is financed or leased by paying the difference between the value of the vehicle and the unpaid balance if your car is totaled

    • Rental Reimbursement to cover the cost of a rental car when yours is damaged in a covered accident

    Our expert insurance consultants will help you determine the best types of coverage for you and your family. Then, they’ll shop around with multiple "A" rated carriers to find the best available quote.

Policies are administered and underwritten by a third party.