Identity Protection
If Identity thieves strike, be ready with PrivacyGuard
Get credit monitoring, ID monitoring and fraud assistance with a comprehensive protection plan from PrivacyGuard owned and operated by Trilegiant Corporation. Choose the level of protection that is right for you. Each plan offers tools to help keep your personal information private including credit monitoring†*, dark and public web monitoring†*, social security number monitoring†* and fraud resolution experts*.
Additional important benefit restrictions† and benefit descriptions* can be found in our Feature Benefits Guide.
PrivacyGuard Silver
Just $9 per month
- Credit Report & Score†*
- You'll have access to your credit report and score once a year from Experian. Reviewing your credit report is the best way to find inaccuracies that could harm your credit, as well as spot signs that your identity may be in jeopardy.
- VantageScore 3.0, with scores ranging from 300 to 850, is a user-friendly credit score model developed by the three major nationwide credit reporting agencies, Experian, TransUnion, and Equifax. VantageScore 3.0 is used by some, but not all lenders. Credit scores are based on the information in your credit file at the time it is requested.
- 24/7 Daily Credit Monitoring†*
- Help protect your credit and personal information with 24/7 monitoring of your files at Experian. You'll receive alerts by text or email when certain changes occur in your credit files, which could indicate potential fraud.
- Credit Information Hotline*
- Our Credit Information Hotline puts you in touch with experts that can answer any questions you may have regarding your credit. This toll-free support number also provides assistance with disputing inaccuracies in your credit reports, scores, and monitoring alerts.
- Dark Web Scanning†*
- Real-time monitoring of up to 10 credit/debit cards and your Social Security number in various underground and black-market websites where identity thieves are known to buy and sell personal information. An early warning email alert will be sent if any of your monitored information is found available for sale.
- Public Web Scanning†*
- Monitors the internet for your personal, contact and financial information. You will be alerted if anything is found helping to keep you informed of what information is publicly available on the web so you can take action to remove it.
- USPS Address Change Verification*
- PrivacyGuard will alert you if a change request for your registered address is submitted at the United States Postal Service alerting you if someone is attempting to reroute your mail.
- Social Security Number Monitoring*
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We'll scan public records and credit header data sources to help locate and identify records associated with your Social Security number. Results are prioritized and logged, helping you determine if your information was compromised.
Click on the Learn More button below for a full list of benefits.
PrivacyGuard Gold
Just $14 per month
Step up your protection with, PrivacyGuard Gold – all the ID monitoring benefits of our Silver Plan plus upgraded credit reporting and scores.
- Credit Report & Score†*
- You'll have access to your credit report and scores once a year from all three of the major credit reporting agencies – Experian, TransUnion, and Equifax. Reviewing your credit report is the best way to find inaccuracies that could harm your credit, as well as spot signs that your identity may be in jeopardy.
- Credit Scores Simulator*
- This educational tool allows you to see how certain changes in your financial behavior could impact your credit scores, and helps you to better manage current debt or plan for upcoming purchases.
- Triple-Bureau Credit Score Tracking†*
- Our Score Tracker lets you see the monthly fluctuations in your credit score.
- Annual Public Records Report†*
- Consolidates and formats data from thousands of sources, including real estate records, courts and legal records, criminal records, bankruptcies, liens and judgments, into a single report so you can see where your personal information is available to the public.
PrivacyGuard Platinum
Just $19 per month
PrivacyGuard Platinum is the best offer with the most comprehensive set of benefits including MONTHLY Triple bureau credit report and scores. The Platinum Plan includes the all the benefits of our Gold plan, plus even more!
- Credit Report & Score†*
- You'll have access to your triple bureau credit report and scores every month from all three of the major credit reporting agencies – Experian, TransUnion, and Equifax.
- Children's Social Security Number Monitoring*
- PrivacyGuard monitors the Social Security number for up to ten of your children who are under the age of 18 in credit headers and pre-credit data sources; however, it is impossible to ensure that all pre-credit data sources have been searched. Accordingly, your child monitoring alert notifications may not contain or apprise you of all instances in which your child's Social Security number may have been compromised. Once your child turns 18, he/she will be removed from monitoring.
- ID/Application Verification Monitoring†*
- ID Verification Monitoring helps to prevent your information from being used for fraudulent activities that may result in identity theft, account takeovers, or account compromises. Should we find that your information has been used, we'll alert you within minutes and provide you with expert assistance assessing the potential threat.
The benefits in PrivacyGuard are provided by Trilegiant Corporation, 6 High Ridge Park, Stamford, CT 06905. www.privacyguard.com. 1-800-374-8273
PrivacyGuard is a service of Trilegiant Corporation in conjunction with Trilegiant Insurance Services, Inc. and Alliance Marketing Association. Trilegiant Insurance Services, Inc. does not receive any compensation from the sale of the identity theft insurance benefit included as part of the PrivacyGuard service. Any part of the service may be modified or improved at any time and without prior notice. PrivacyGuard is not available to residents of Iowa, Rhode Island and Vermont. PrivacyGuard and Credit Alert are registered service marks of Affinion Publishing, LLC.
Trilegiant Corporation, Trilegiant Insurance Services, Inc., and Alliance Marketing Association and their credit information subcontractors shall not have any liability for the accuracy of the information contained in the credit reports, credit scores, Credit Alert® reports or other reports which you receive in connection with the PrivacyGuard service, including any liability for damages, direct or indirect, consequential or incidental.
MANY GOVERNMENT RECORDS ARE AVAILABLE FREE OR AT A NOMINAL COST FROM GOVERNMENT AGENCIES. CREDIT REPORTING AGENCIES ARE REQUIRED BY LAW TO GIVE YOU A COPY OF YOUR CREDIT RECORD UPON REQUEST AT NO CHARGE OR FOR A NOMINAL FEE.