Hit the Road Happy!

Delta Community is offering members low rates on New and Used Car and Vehicle Loans through November 30! Well-qualified borrowers with excellent credit can get rates as low as 4.99% APR on New and Used Car Loans and as low as 6.79% APR on loans for boats, motorcycles, RVs and more.¹ 

Lock in your next Car or Recreational Vehicle Loan before you even get to the dealership.

To apply now, log in to Online Banking or our Mobile App and select Apply for a Loan, or call our Loan Consultant Group at 844-544-9478.

For a Limited Time Pay NO Closing Fees with a Delta Community Home Equity Loan

There’s a lot you might want to do this fall, and with a Delta Community Home Equity Loan or Home Equity Line of Credit² now’s the time to start your to-do list. Our Home Equity Specialists can help you determine the best solution for your situation. Apply now through October 31, 2024, and pay no closing fees.³ You can use your home’s equity for home renovations, debt consolidation, ⁴ a dream vacation, unplanned expenses or whatever you need!

For more information, or to apply, visit DeltaCommunityCU.com/HomeEquity or contact a Home Equity Specialist by phone at 866-963-7811 (select option 1) or via email at Home.Loans@DeltaCommunityCU.com.

In Celebration of Chairman Jim Diffley's Life of Service

Delta Community is deeply saddened by the passing of Jim Diffley, the Credit Union's longtime Chairman of the Board of Directors. Jim passed away on September 22, 2024, at the age of 90 in Mt. Pleasant, South Carolina, surrounded by family.

Jim's remarkable service to Delta Community spanned more than 60 years. He joined the Credit Committee in 1962 and was elected to the Board of Directors in 1983. In 1986, Jim became Chairman of the Board, a role he held through annual elections until his passing.

“Jim's contributions to Delta Community's success are immeasurable,” said Hank Halter, Chief Executive Officer. “He believed deeply in the credit union philosophy of people helping people, and his work has made a lasting impact on our members and the broader community.”

Jim was also an active advocate for credit unions nationally and internationally. He was involved with the Georgia Credit Union Affiliates, the National Credit Union Association and the World Council of Credit Unions. In 2017, he was honored with the Moses C. Davis Lifetime Achievement Award for his lifelong dedication to the credit union movement.

Born in Atlanta, Jim graduated from Georgia Tech and earned an M.B.A. from Georgia State University. He served as a captain in the U.S. Air Force before working at Delta Air Lines for 40 years in managerial roles within the Technical Operations Center.

Our condolences are with Jim's family, and his legacy of service will continue to inspire for generations to come. Linda O'Shea, in her capacity as Vice Chairwoman, will assume additional responsibilities as needed until the Board elects a new Chairperson in accordance with Delta Community's bylaws.

Delta Community Named Top Place to Work in Atlanta

For the tenth consecutive year, Delta Community Credit Union has been honored in the Atlanta Business Chronicle’s Best Places to Work in Atlanta Awards, where we placed second among companies with more than 500 employees. We are very proud of this recognition and want to thank all of our employees for their hard work and passion for providing superior service to our members every day.

If you’d like to build your career at a Best Place to Work, we’d love for you to join the Delta Community team! We are regularly hiring for a variety of positions, including opportunities in our Member Care Center located in Vinings, as well as in our branch locations around metro Atlanta. You can apply directly through your mobile phone or tablet in just minutes. Learn more about our current openings and apply today.

Win Your School's Share of $15,000 When You Give Back

It’s time for the eighth annual Give Back Giveaway with Jenn Hobby, and Star 94 is accepting applications through November 3! The contest invites metro Atlanta students to organize a service project with their classmates to bring hope, joy and positive change to their communities. Past winners include school groups that have supported children and families in need, humane societies, cancer patients, the elderly and more.

Projects from five schools will be selected for awards as follows: three finalists will receive $1,000 each, one runner-up will receive $2,000 and one grand prize winner will receive $10,000. Organizations can use the prize money to help with virtual learning, books, school supplies, a class trip or whatever else they need. Visit Star 94’s website to learn more about past winners and to apply!

HBCU Scholarship Application Period Now Open

This year, Delta Community will award $25,000 in scholarships to students attending historically Black colleges and universities (HBCUs). Our second HBCU Scholarship entry period is still open and will run through October 31! If you know an exceptional student attending an HBCU or a graduating high school senior who has received an official acceptance letter to one, tell us why they deserve to receive a $5,000 scholarship. You may also nominate yourself. Delta Community will select two winners from among the most compelling submissions to each receive a $5,000 award.

Visit DeltaCommunityCU.com/HBCU to apply and learn more about previous winners. 

Delta Community's Pay and Get Paid $1,000 Sweepstakes

Sending money to a friend or paying bills could really pay off! Each time you send a qualifying transaction with Zelle^® or with Delta Community’s Bill Pay  through October 31, you’ll be entered for a chance to win the Delta Community Fall 2024 Pay and Get Paid $1,000 Sweepstakes⁵, where five recipients will win $1,000 each! Qualifying transactions include sending $5 or more to enrolled family and friends using Zelle^®, adding and paying a new biller ($10 minimum payment required), activating a new eBill and setting up an automatic payment. Don’t miss your chance to win $1,000. Use Bill Pay and Zelle^® today!

Activate Your Platinum Bonus Rewards

Each quarter, we offer an opportunity for members who have our Visa^® Platinum Rewards Credit Card to earn Bonus Reward Points for purchases in select categories from restaurants to retail.

If you’re a Platinum Rewards Credit Card holder, be sure to enroll each quarter to earn 2x or 3x the Reward Points on the purchases you make every day. Activate bonus categories now through December to earn 3x Reward Points for eligible purchases at Restaurants and Fast Food, Wholesale Clubs, Discount and Department Stores, 2x Reward Points for eligible purchases at Gas Stations and Grocery Stores, and 1x Reward Points for every $1 spent on eligible purchases in categories outside the bonus categories.

To activate, log in to your account and select Reward Points under the Additional Services tab or More in our Mobile App. Click the link to enroll for the current quarter or an upcoming quarter. When you’re ready to redeem your points, you can choose from a wide variety of Cash Back, Gift Cards, Merchandise and Travel with no blackout dates.

Financial Education Center Seminars

At Delta Community, we know that knowledge is the key to reaching your financial goals and establishing good financial habits. That’s why we’re offering a series of workshops each month focusing on a different aspect of personal finance. Whether you’re planning for a major milestone or trying to better manage your finances, our Financial Education Center offers the tools to help you achieve financial success.

This month, recognizing October’s Cyber Security Awareness Month, our workshop series will address Security and Privacy. We’ll discuss how to safeguard your personal and financial information, ways to prevent identity theft, cybersecurity and online safety tips, and how to protect yourself or your loved ones from financial abuse as you age.

In addition, join us as we discuss how to navigate the financial and legal role of caregiving. These sessions will provide valuable insights and strategies to help you empower those you care about.  

• October 8: FAFSA: The Key to Unlocking Financial Aid | Live Webinar by BALANCE
• October 8: Navigating the Financial and Legal Role of Caregiving | In-Person at our Vinings Branch
• October 9: Identity Theft Solutions | Live Webinar or In-Person at our Peachtree City (Wisdom Road) Branch
• October 10: Navigating the Financial and Legal Role of Caregiving | In-Person at our Newnan (Highway 34 East) Branch
• October 15: Cybersecurity Best Practices | Live Webinar
• October 17: Navigating the Financial and Legal Role of Caregiving | In-Person at our Peachtree City (Wisdom Road) Branch
• October 17: FAFSA: The Key to Unlocking Financial Aid | Live Webinar by BALANCE
• October 22: Protecting Aging Adults from Financial Abuse | Live Webinar
• October 23: Navigating the Financial and Legal Role of Caregiving | In-Person at our Virginia Avenue Branch
• October 24: Digital Money Management | Live Webinar

 Check our Events & Seminars page for more information on upcoming seminars.

Monthly Blogs

• Help Prevent Identity Theft: Place a Fraud Alert, Credit Freeze or Block on Your Credit Reports—Part 1 and Part 2: There are several ways to help guard against identity theft and lessen its effects if you think it may be about to occur or has already occurred. First, it could be very helpful to monitor your financial accounts regularly, ideally daily, monthly and annually.  If you have worries that you soon will be—or are—a victim of fraud and identity theft, then have fraud alerts and credit freezes put on your credit reports.