1. Annual Percentage Rate (APR) available October 1 – November 30, 2024.

2. Open a consumer membership with a Savings Account and Checking Account simultaneously between October 1 and November 30, 2024 and provide the promo code CAR200, and within 90 days of account opening (1) set up and receive qualifying direct deposits totaling $1,000 or more and (2) make 10 Visa® Debit Card purchases. The qualifying direct deposits must be deposited from the member’s employer via ACH transfer. Deposits that do not originate from an employer and/or are not sent by ACH (including check deposits, P2P transfers such as Venmo, Zelle or Paypal, bank ACH transfers not from an employer, and merchant transactions such as Square or Stripe) are not eligible as a qualifying direct deposit for this promotion. ATM transactions do not qualify as Debit Card purchases for this promotion. Debit Card transactions must post and clear the account within the 90-day period. Accounts must be opened either online or in a branch. Offer not valid unless redeemed by one of these two methods. Savings Account must have a minimum deposit of $5. Accounts of applicant must remain in good standing, with deposit balances above zero dollars, any applicable loan payments current, and all accounts in compliance with any other terms, conditions and governing requirements until bonus is paid. Bonuses earned through this promotional offer are subject to IRS reporting. The bonus will be deposited to the Checking Account within 60 days after deposit and transaction requirements are met. This offer is valid for first-time Delta Community members only and cannot be combined with other offers. Applicant must be eligible to qualify for membership. As of September 1, 2024, the Annual Percentage Yield (APY) for Savings is 0.25%, for Free Checking is 0.00%. Rates subject to change. Delta Community Credit Union reserves the right in our sole discretion to prohibit a bonus payment to non-eligible individuals for any offers claimed via third party websites and promotional materials with no affiliation or prior authorization from the Credit Union..

3. Recreational Vehicle Loans are loans for aircrafts, boats, motorcycles and RVs.