1. Earn $100 by successfully referring a new member who opens accounts and meets transaction requirements as described herein. Referrer must be a current Delta Community Credit Union member (Primary Accountholder) in good standing. Bonuses earned through this promotion are subject to IRS reporting. Refer-A-Friend bonus cannot be combined with other promotions and is not valid for previous offers or orders. The person you refer must be at least 13 years old to participate in the program. Bonus payments are made within 60 calendar days of program requirements being met. Offer valid for referred accounts opened November 1 - December 31, 2024. You can earn up to $500 per calendar year for successful referrals under this program.

2. Applicant must be at least 13 years old, eligible and qualify for membership, and be referred by a current Delta Community Credit Union member (Primary Accountholder) in good standing. To obtain the $100 bonus applicant must (1) become a member of Delta Community Credit Union by opening a consumer Savings Account with a minimum of $5; (2) open any consumer Checking Account within 90 calendar days of opening membership; and (3) deposit $50 to Checking Account and make a minimum of 10 (ten) Visa® Debit Card purchases which post and clear the account within 60 calendar days of Checking Account opening. ATM transactions will not be considered for bonus. Refer-A-Friend Promotion Code obtained through Delta Community Refer-A-Friend website must be applied online or in a branch at account opening. Offer not valid if not redeemed by one of these two methods. To receive bonus, account must be in good standing, with deposit balances above zero dollars, any applicable loan payments current, and all accounts in compliance with any other terms, conditions and governing requirements. Bonuses earned through this promotion are subject to IRS reporting. The Annual Percentage Yield (APY) for Savings is 0.25% as of October 1, 2024. The APY for Interest Checking is 0.10% as of October 1, 2024. Rates are subject to change. Fees may reduce earnings. Free Checking and SpendSafe Checking® do not pay dividends. The bonus will be deposited to the Checking Account within 60 calendar days after deposit and transaction requirements are met. Offer is valid for first-time Delta Community members only, is not transferable, and cannot be combined with other offers. Offer may only be redeemed once per member. By participating in the promotion, you accept the Platform Terms and Conditions and the Refer-A-Friend Terms and Conditions available through Delta Community website.